4 Safety Features That Lower Car Insurance

The nation’s highways and bi-ways are safer to drive on now than ever before. With the help of modern technology, car manufacturers are equipping vehicles with various safety features that can prevent and reduce auto accidents. While purchasing a car with these safety mechanisms can keep you and your family safe, it can also help you put money back into your pocket.

Many car insurance companies offer significant discounts to individuals who own or operate a vehicle that is equipped with certain safety features. Cars with the following four safety features are known to produce lower auto insurance quotes:

1. Automatic Seatbelts

Automatic Seatbelts

Automatic Seatbelts

Manual seatbelts that require drivers and passengers to buckle-up can be easily forgotten. Car insurance companies offer discounts to individual driving cars with automatic seatbelts, as it is almost guaranteed that the seatbelt is strapped when the car is in motion. With over 15,000 lives being saved each year because of the use of a seatbelt, it’s no wonder insurance companies give drivers with automatic seatbelts a discount.

2. Tire Pressure Sensors

Tire Pressure Sensors

Tire Pressure Sensors

Tires are one of the most important features on a vehicle as they are the only things that separate you from the road. While they are the most important, they can also be the most dangerous. Tires with low air pressure can cause problems with steering and moving the vehicle, which can result in an accident. Likewise, too much pressure and the tire can explode, causing an accident.

Car insurance companies offer discounts to those with a tire pressure sensor as it can reduce the likelihood of being involved in an accident. A tire pressure sensor will alert the driver when the tires are over or under-inflated, giving ample time to fix the problem.

3. Lane Departure Warning System

Whether due to falling asleep at the wheel or distracted driving, lane drifting is a problem that can result in serious and potentially deadly accidents. Vehicles equipped with lane departure warning systems use motion sensors to detect when a car is traveling close to the painted highway lanes. In an effort to alert the driver and bring their focus back to the road, the warning system will issue a beep.

4. Blind Spot Alert System

Blind Spot Alert System

Blind Spot Alert System

Every vehicle — no matter how big or small — has some type of blind spot or reduced area of visibility, where drivers are unable to see vehicles traveling in adjacent lanes. Without the ability to fully see other vehicles, drivers have an increased chance of getting into an accident when changing lanes. Car insurance companies support the use of a blind spot alert system as it alerts drivers when cars are traveling in the dangerous no-visibility zone and prevents them from making lane changes that can result in an accident.

The advanced technology of vehicle safety features has created a win-win situation for drivers. They are able to drive safer and save money. What safety features will car manufacturers come up with next that offers these same benefits?

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