4 Safety Features That Lower Car Insurance

The nation’s highways and bi-ways are safer to drive on now than ever before. With the help of modern technology, car manufacturers are equipping vehicles with various safety features that can prevent and reduce auto accidents. While purchasing a car with these safety mechanisms can keep you and your family safe, it can also help you put money back into your pocket.

Many car insurance companies offer significant discounts to individuals who own or operate a vehicle that is equipped with certain safety features. Cars with the following four safety features are known to produce lower auto insurance quotes:

1. Automatic Seatbelts

Automatic Seatbelts
Automatic Seatbelts

Manual seatbelts that require drivers and passengers to buckle-up can be easily forgotten. Car insurance companies offer discounts to individual driving cars with automatic seatbelts, as it is almost guaranteed that the seatbelt is strapped when the car is in motion. With over 15,000 lives being saved each year because of the use of a seatbelt, it’s no wonder insurance companies give drivers with automatic seatbelts a discount.

2. Tire Pressure Sensors

Tire Pressure Sensors
Tire Pressure Sensors

Tires are one of the most important features on a vehicle as they are the only things that separate you from the road. While they are the most important, they can also be the most dangerous. Tires with low air pressure can cause problems with steering and moving the vehicle, which can result in an accident. Likewise, too much pressure and the tire can explode, causing an accident.

Car insurance companies offer discounts to those with a tire pressure sensor as it can reduce the likelihood of being involved in an accident. A tire pressure sensor will alert the driver when the tires are over or under-inflated, giving ample time to fix the problem.

3. Lane Departure Warning System

Whether due to falling asleep at the wheel or distracted driving, lane drifting is a problem that can result in serious and potentially deadly accidents. Vehicles equipped with lane departure warning systems use motion sensors to detect when a car is traveling close to the painted highway lanes. In an effort to alert the driver and bring their focus back to the road, the warning system will issue a beep.

4. Blind Spot Alert System

Blind Spot Alert System
Blind Spot Alert System

Every vehicle — no matter how big or small — has some type of blind spot or reduced area of visibility, where drivers are unable to see vehicles traveling in adjacent lanes. Without the ability to fully see other vehicles, drivers have an increased chance of getting into an accident when changing lanes. Car insurance companies support the use of a blind spot alert system as it alerts drivers when cars are traveling in the dangerous no-visibility zone and prevents them from making lane changes that can result in an accident.

The advanced technology of vehicle safety features has created a win-win situation for drivers. They are able to drive safer and save money. What safety features will car manufacturers come up with next that offers these same benefits?

Autumn Weatherproofing Tip

water_proofingA FaceBook friend offered up an interesting and easy way to insulate windows, without having to replace them altogether with a company like Otto’s Exterior, as the weather gets colder, that should work very well for everyone whose homestead living quarters isn’t fully outfitted with double-paned windows. I’ve been doing the way too labor and staple-intensive job of covering windows every year with plastic sheeting, then taking it down again in the spring so I could let some fresh air in. And sometimes managing to get all the staples out of the wooden frames, leaving lots of little holes that make it ever more difficult to re-insulate in later years.

Don’t know why I didn’t think of this, but thank goodness someone did! It’s all about Bubble Wrap, which can be purchased by the roll at many retail and hardware outlets, or recycled from your own saved packing stash of “stuff you might need someday” that’s taking up way too much room in the attic or shed. And not only does the actual insulating material (bubble wrap) make great insulating sense, the method of getting it onto your windows does NOT require any staples or tack-tape! No-holes has a lot going for it in the home preservation department, for sure.

All you need is bubble wrap (large or small bubbles) that your kids/grandkids haven’t yet popped for fun, a pair of scissors, and a spray bottle of plain water. Instructions are a breeze:

• Cut the bubble wrap to the size of the window pane.
• Spray a film of water on the window using the spray bottle.
• Apply the bubble wrap while the window is still wet and press it into place.
• To remove the bubble wrap just pull it off starting from a corner.

Voila! Well-insulated windows! The bubble side should go next to the glass for best results. If you wish to get a good view out the window pane for any reason, just pull off the bubble wrap from the corner, and then re-apply with the water sprayer when you’re done. After removing you can put your pre-cut bubble wrap window insulators into a box or bag for use in following years, just hide it from the bubble-popping kids.